ADDITIONAL BENEFITS TO GUARANTEED ISSUE DISABILITY INSURANCE:
- Special GSI policies can be issued without consideration of preexisting medical conditions, as well as potentially dangerous avocational activities such as rock climbing, motor sports, scuba diving, skydiving, and martial arts.
- Height and Weight (build) are not taken into consideration.
- Optional Catastrophic Disability Benefits (CAT) and Student Loan Riders (SLR) are available.
A DEFINITION BUILT FOR PHYSICIANS:
Our enhanced definition starts with our strong True Own-Occupation Definition of Total Disability. If totally disabled, it gives a physician the flexibility to be gainfully employed, sometimes even in their own practice, and still receive total disability benefits. Then we add a straightforward, easy-to-understand formula to qualify for benefits. It’s based on the source of your earnings and provides more ways to qualify for total disability benefits.
